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Privacy Policy

Last updated: 28 July 2026

This policy explains how SG REIT Research Desk handles personal data in connection with this website and related WhatsApp communications, in the context of Singapore’s Personal Data Protection Act 2012.

Who operates this website

SG REIT Research Desk is an independent educational resource operated by Joshua Taylor.

This website does not represent or claim endorsement by MAS, SGX, any S-REIT issuer, broker, financial institution or licensed financial adviser.

Data we may collect

We may receive technical information such as IP address, browser type, device type, visited pages, referral information and campaign parameters. We do not ask for account credentials, brokerage access or portfolio holdings through this website.

WhatsApp communications

If you choose to contact us through WhatsApp, WhatsApp and its related companies may process your phone number, profile information, message content and technical data under their own terms. We use the information you send to respond to your request and manage the conversation.

Analytics and advertising data

This website uses Meta Pixel for advertising measurement and attribution. The events sent may include PageView, Contact and WhatsAppClick, together with button location, page path, UTM campaign parameters and the Meta click identifier (fbclid). A Contact or WhatsAppClick event indicates only that a visitor clicked a WhatsApp link. It does not confirm that a message was sent or that a conversation was completed.

Cloudflare services

This website uses Cloudflare for security, content delivery, performance monitoring and website analytics. Cloudflare may process technical information such as IP address, browser information, device information, requested pages, timestamps and security-related signals under its own privacy terms.

WhatsApp is operated by Meta/WhatsApp and processes information under its own terms and privacy practices when you open or use the service.

How we use data

Third-party services

The website uses or connects to WhatsApp, Meta advertising measurement and Cloudflare services. These providers process information under their own privacy terms and may process it outside Singapore.

Account security

Receiving the checklist does not require an account password, brokerage login, trading-account access or permission to manage any investment account.

Retention

We retain personal data only for as long as reasonably needed for the purpose for which it was collected, to maintain appropriate business records, or to meet legal requirements. Retention periods vary according to the type and purpose of the data.

Your choices and rights

You may request access to or correction of personal data held by the website operator, or withdraw consent for future use where consent is the applicable basis. Withdrawal does not affect prior lawful processing. Verified contact details, when supplied, are displayed in the footer.

Contact and data requests

Privacy and data-related enquiries may be submitted through the WhatsApp contact link on the homepage. Please do not include brokerage passwords, trading credentials or sensitive account-access information.

Security

Reasonable administrative and technical safeguards are used to protect personal data. No internet transmission or storage method can be guaranteed completely secure.

Policy changes

We may update this policy when our practices or applicable requirements change. The date above shows the latest revision.